Liposuction Financing
With the price of medical care seeming to scale new heights each day, financing alternatives are often needed. Fortunately, we will discuss some available alternatives, specifically in the realm of cosmetic surgery.
As with most cosmetic surgery procedures, insurance companies are choosing to view these procedures as elective. As such, for someone considering a liposuction, the expected price tag will cost somewhere between $1.5K and $7.5K. Unfortunately, very few people can afford to pay this in one installment or at one time.
To make matters worse, the cosmetic surgeon will require payment in the pre-operative stage of treatment. Of course, he or she would like to be paid in cash, as this assures the plastic surgeon of being properly paid.
However, not many people can pay before they undergo the liposuction procedure. As such, the surgeon usually offers other liposuction financing options to his or her clients. Most obvious, is the fact that the surgeon will accept either the patients credit card number or will take a personal check. Surprisingly, some doctor offices will also offer loans.
Of the 3 choices listed above, the loan option, if available, may be the best option for you. Many liposuction surgeon offices allow this form of payment as a way to entice clients to join their practices.
If the surgeon offers this option, there are two variables he is going to consider. The first is your credit score and the second is whether he or she feels that you will pay him or her back (Are you a good credit risk). If he or she feels that you will honor the loan schedule, this may be the option for you.
Even if this is not an option, there are still other liposuction financing alternatives out there. Specifically, there are companies that cater to those who need a cosmetic surgery loan. As an example of a plastic surgery loan, your monthly payment can be as low as $90 a month for a liposuction.
Lastly, if none of the other options are feasible, you can get a credit card that caters to plastic surgery financing. Since these cards are designed for these specific reasons, it may be a good alternative to check out.
July 30 2009 03:07 am | Cosmetic Surgery